Want to Drive Growth and Foster Sustainable Business Practices?

Many developing countries lack financial inclusion, credit infrastructure, and resource constraints, which leads to predatory lending and unreasonably high interest rates. To solve this problem, Ajniha is introducing a profit sharing capital based loan that requires no interest to be paid by the borrower. In this model, our organization will lease out capital equipment to a small or medium sized business and expect a percentage of profits made from that piece of capital on a timely basis instead of taking interest or receiving a fixed payment. Check our graphic below to learn more.